Loan OptionsOverwhelmed by your options? You don't have to be. Develop a "3-D" picture of yourself. It will help you determine where you stand in the loan landscape.
Delve Into Your Past
Know your credit and employment history.
Determine Your Present
How much can you spend? What kind of place would you like to call home?
Define Your Future
Based on what you know about your past employment history, try to project what your income level might be: 1-3 years, 5-10 years, 15-30 years in the future. You should also consider future family growth because the loan you choose today can affect your life tomorrow.
Take a few moments to pause and reflect on these questions, then use our Loan Consultant to help find the answers you need or learn about our various loan options on your own.
Please bear in mind that we can only do FHA financing in Virginia, Maryland and the District of Columbia. We can do Conventional and VA lending in all 50 states.
Fixed Rate MortgagesFixed rate mortgages are the simplest. Your payment will not change over the life of your loan because your interest rate cannot change. These are among the most popular loans for those reasons.
Adjustable Rate MortgagesAdjustable Rate Mortgages, ARMs, offer a lower starting interest rate and therefore, a lower monthly payment. Your rate and your payment may increase, though, as time goes on. ARMs are useful loans for a variety of circumstances.
Jumbo LoansNeed to borrow more than $xxx,xxx? A Jumbo Loan may be your answer. We offer a variety of Jumbo loans to meet your needs.
Unique LoansWe offer a number of unique loans that may fit your particular needs. Balloons, FHA, VA and others. Talk with us about your needs and we'll help find a loan that is right for you.