Are you concerned about rising mortgage interest rates during your ongoing search for your dream home? We can help you get pre-approved for your loan and lock in your interest rate for 120 days*. During this time period, your rate will not increase, leaving you more time to focus on your home search! Additionally, if interest rates decrease during this time, we have options for you to lower your rate.

With mortgage rates rising, locking in a lower rate can save you significant money over the life of a mortgage. For example, a 1% reduction in your mortgage rate can save you more than $49,000 on a $200,000 mortgage over 30 years. All you have to do is lock, search, and relax.

Medical Professional mortgage product available. Medical Professionals include MD, DM, DO, DPO, DDS, DMD, PA, CRNA, RN, NP & DPT. Financing available up to 106% LTV. No Private Mortgage Insurance (PMI) required. Additional restrictions may apply, so inquire with a loan officer to determine eligibility.

*Subject to credit approval, pre-approval with 120 day rate lock on a qualifying primary, single family, owner occupied or second home residence. Not available for all loan programs. Pre-approvals are subject to verification of credit, income, assets, and property approval. To guarantee 120 day rate lock, a qualifying property must be identified, and mortgage application submitted by the 75th calendar day from the date of the rate lock agreement. Rate lock terms are not guaranteed if: a. borrower changes loan products or terms, b. closing is delayed due to seller's failure to close on time, c. borrower fails to meet contract requirements, d. closing is delayed due to a third party requirement, including appraisal and inspection, e. closing date is not included in the contract, or f. loan documentation or application contains fraudulent information. Guthrie Community FCU reserves the right to amend, terminate or withdraw this offer at any time without prior notice. Loans are subject to final credit approval.

On-Line Mortgage Center

It's easy with Guthrie Community Credit Union and our partner, Credit Union Mortgage Association, Inc.  Your mortgage loan pre-qualification is just minutes away!  Experience the "Credit Union Mortgage Advantage" with reduced paperwork and hassle-free on-line mortgage applications.  

We have revolutionized the process to make it quick, easy, and more convenient for our members.  

Apply now and get pre-qualified in just minutes!

NMLS# 755810