Today's Rates!!

Here are today's rates at a glance.  Please keep in mind many factors such as credit history, loan-to-value, purpose (purchase or refinance with cash-out vs. no cash-out), property type, and occupancy status (owner occupied, second home or investment) will determine your final rate quote.

To get a quote that better reflects your specific needs, or to obtain a Estimate of Closing Costs, just click on the Loan Consultant button to the right and answer a few brief questions about your transaction.

Want to find out how much you qualify for?  Click here to access our various payment and pre-qualification calculators.

Rates and APRs may vary depending on loan details, such as loan amount, loan-to-value, your credit, property type, purpose (purchase or refinance with cash-out vs. no cash-out), occupancy (owner occupied, second home or investment) and points paid.  Rates are subject to change without notice.  You will need to speak to one of our loan officers to obtain a specific quote or to lock a rate. 

Rates and APRs assume that an escrow account is set up for payment of property taxes, hazard insurance, and mortgage insurance if applicable.  Escrow waiver may be available in some cases and additional fees will apply.

Rates assume purchase of an owner occupied single family residence with a minimum of 20% down payment.  1 point is equal to 1% of the mortgage amount (e.g. $1,000 on a $100,000 loan).  Payments for conforming loans are based on the purchase of a $375,000 property with 20% down payment and a $300,000 mortgage.  Payments for jumbo loans are based on the purchase of a $600,000 property with a 20% down payment and a $480,000 mortgage.