The Home Buying Process

Step 1 Of 6

Step 2: Play with the Numbers

Any way you look at it, the decision to buy a house is yours, and yours alone. First, make sure that it's financially feasible. Can you pay the up-front costs of purchasing a house, as well as the ongoing monthly mortgage and other living expenses? We've provided a wide range of calculators for you to use to determine some preliminary answers. Plug in your figures and see if it all adds up.

How Much Can You Afford?

Based on how much you make and how much you can pay for a down payment, find out how much "house" you can afford.


Estimate how much you can afford based on annual income

How Much Income Do You Need?

Based on the loan amount, we can give you an estimate of what your income level needs to be.

Estimate how much income needed based on anticipated home price and down payment

What Is Your Monthly Payment?

So, how much will you have to pay for that house each month?

Estimate monthly payment based on anticipated price and down payment

Should You Rent Or Buy?

Want to know the "after-tax" net cost of owning a house versus renting?






Compare price of renting and buying

Getting Pre-Qualified

With a few clicks of your mouse, you can pre-qualify yourself for a loan.
Estimate pre-qualification





Exclude any loans with less than 10 payments left


Select monthly expenses

** If you have a co-borrower who is not your spouse on your application and you are applying for a VA loan, the co-borrower must also be a veteran.


including you





Mortgage Rates

The Loan Consultant feature determines the products and rates that match your needs.

Find Rates

Ready to Start?

To apply for your easy online loan, all you have to do is answer a few simple questions about yourself, your property and your income, debts and assets.

Apply