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Refinancing a Home

Why should you refinance? If the current value of your home has increased it may make sense to refinance at a better rate, or refinance to consolidate debt or plan a home improvement project. If your home value has remained stable or you are in an area where the value of your home has declined, this may not be the best option for you. That's why we've given you two ways to calculate the advisability of refinancing.
  • Want to refinance your Adjustable Rate mortgage to a fixed-rate mortgage?
  • Get another ARM with a more favorable interest rate?
  • Build equity in your home at a faster pace by going from a 30-year loan to a 15 or 20 year loan?
  • Convert your existing equity to cash for college, home improvements, debt consolidation or financing a vacation home?
  • Reduce monthly payments on a fixed rate loan?

Using the latest technology, we've streamlined the entire mortgage process!  Click here when you're ready to apply.
  • The Mortgage Process

    Whether you've refinanced before or not, we are sure your experience this time around will be easier, faster and altogether more clear. We've summarized our new process into simple steps. Follow these and you'll be closing your loan in no time!
  • Loan Consultant

    Not sure which loan is right for you? Our Loan Consultant walks you through all the important steps of determining which mortgage best fits your needs.
  • Calculators

    Fixed rate loan or variable? For how many years should we finance? Our wide range of calculators can help you answer these and many other questions before you start your application.

Mortgage Rates

The Loan Consultant feature determines the products and rates that match your needs.

Ready to Start?

To apply for your easy online loan, all you have to do is answer a few simple questions about yourself, your property and your income, debts and assets.