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OPPORTUNITY IS KNOCKING

with our 15/15 Adjustable Rate Mortgage

Take advantage while rates are still low.

Lock into a start rate as much as .75% lower than a 30 year fixed rate with a FREE 120 day rate lock allowing you time to find your dream home

800.345.8032  hudfcu.org/loans/mortgages/



Where to Start

Information For First-Timers

About First-Time Home Buying

Congratulations! We're pleased to be helping you with your first home. The more you know about the home buying process, the more confident you will be in making the important decisions that will shape your home ownership experience.

The Mortgage Process

Buying a home has never been easier. We've streamlined and updated the entire mortgage process to bring you a faster, more technologically advanced way to finance your home.

Check RatesCalculatorsApply

Purchasing A Home

Purchasing a Home

Buying a new home is exciting and the process of financing it is now faster and easier than ever before.

The Mortgage Process

Buying a home has never been easier. We've streamlined and updated the entire mortgage process to bring you a faster, more technologically advanced way to finance your home.

Check RatesCalculatorsApply

Start Saving By Refinancing

Refinancing a Home

If the current value of your home has increased, it may make sense to refinance at a better rate or refinance to consolidate debt or plan a home improvement project.

The Mortgage Process

Buying a home has never been easier. We've streamlined and updated the entire mortgage process to bring you a faster, more technologically advanced way to finance your home.

Check RatesCalculatorsApply


On-Line Mortgage Center

It's easy with HUD Federal Credit Union and our partner, Credit Union Mortgage Association, Inc.  Your mortgage loan pre-qualification is just minutes away!  Experience the "Credit Union Mortgage Advantage" with reduced paperwork and hassle-free on-line mortgage applications.  

We have revolutionized the process to make it quick, easy, and more convenient for our members.  

Apply now and get pre-qualified in just minutes!


NMLS# 438402



Buying a home?