Here are today's rates at a glance. Please keep in mind the rates listed below do not take into consideration possible adjustments based on an evaluation of the following: credit score, Loan-to-Value, Combined Loan-to-Value, subordinate financing, occupancy, appraised value, down payment, property type and location, property use and loan purpose.
To get a quote that better reflects your specific needs, or to obtain an Estimate of Closing Costs, just click on the Loan Consultant button to the right and answer a few brief questions about your transaction.
Want to find out how much you qualify for? Click here to access our various payment and pre-qualification calculators.
Rates effective as of: 2/5/2016 10:45:43 AM (ET).
Interest rates are subject to change without notice - this is not a rate lock commitment or a commitment to lend. You will need to speak to one of our loan officers to obtain a specific quote or to lock a rate. Final rates, points and terms are based on an evaluation of credit history, loan-to-value, occupancy, payment type, loan amount, loan purpose, property type and location, property use.
ARM rates are subject to change during the life of the loan as specified in the loan documents and vary by product selected.
Rates provided assume the purpose of the loan is to purchase an existing single family home located in Fairfax, Virginia and within Fairfax County. The property will be used as a primary residence and a credit score of 740 is assumed. An escrow (impound) account is required and actual monthly payments will be higher as it will also include amounts for real estate taxes and homeowner's insurance premiums. Escrow waivers may be available in some cases and additional fees will apply.
Conforming Rates: Available on loan amounts up to $417,000 (subject to county loan limits). Quoted rates assume the factors listed above and a loan amount of $300,000 and an estimated property value of $600,000.
Loan amounts between $417,000 and $625,500 (subject to county loan limits) are considered Conforming High-Balance Loans and are subject to additional rate adjustments. Please contact a loan officer for a rate quote on a Conforming High-Balance loan.
Jumbo Rates: Available on loan amounts over $625,500 (subject to county loan limits). Quoted rates assume the factors listed above and a loan amount of $800,000 and an estimated property value of $1,600,000.